Risk Management Newsletter
"Ultimate Shield Against a Bear Market"
A strategy that won’t make you a multi-millionaire in another bear market, but reduces the risk of losing what you have by at least 15%.
You could have saved your clients those 15% in 2008 – and you can next time!
Protect them without liftnig a finger:
just present these pre-built core portfolios to your clients, read and act upon daily comments risk-FREE for the next 30 days… and watch your fees double!
Dear Financial Adviser,
Did some of your clients lose any money in 2008?
If yes, how are you going to prevent it the next time we hit a bear market?
According to the economist I follow, Harry Dent (who solely predicted a boom of the 1990s in 1992 and the crash of 2008), 2009 is “the calm before the real storm”.
- The market will likely to hit the bottom around mid-2012 – between Dow 3,800 and 4,500.
- A first major stock rally, likely between mid-2012 and mid-2017, will be followed by a final setback through late 2019/early 2020.
Conventional investment wisdom no longer applies. Investors need the new long and short term tactics for weathering the storm.
Most of the investment strategies out there promise to make you money in a bull market. People who recommend them rely totally on being right.
2008 showed that when the market crashes most of us do not make any money.Most of us are losing what we already have.
Would you be happy to pay ANY money to someone who can reduce investment risk by minimum15% or another bear market?
Of course! And your clients are no exception.
You can become this pre-eminent sought-after adviser during this long-lasting recession.
For financial advisors and for their clients last July I rolled up my sleeves and developed a special investment strategy.
It targets neither quick returns nor lucky stock picks.
This is a risk management strategy that withstands ANY type of market.
Each of the core portfolios in this strategy has 3 in-built features
that give me the confidence in the results:
Products that were unavailable 10 years ago are available today.
These structured products make hedging a portfolio against a bear market
as easy as buying a stock or bond.
Most advisors have either not used structured products or have not received the
proper training on how to integrate them into an asset allocation strategy.
When prices go down yields go up.
The average yields in the portfolios I developed range from 7-9%
while maintaining the same asset allocation mix you use right now.
These yields were not available during the market peak but are easily
attained in the current market.
I think the real story for the next few years will be commodities.
I’d like you to pay more attention here:
Why commodities are a major part of this risk management strategy
For two reasons:
- High prices of gold. Gold is a leading indicator of inflation and it is going higher every month. The rally in TIPS also shows that the government statements that inflation is not a concern are a lot of BS.
- Warren Buffet. He purchased Burlington Northern Railroad which was a huge leveraged bet on commodities.
Please look at the correlation between the stock market,
commodity prices and Burlington Northern Railroad on the chart below.
The natural question would be what does a railroad have to do with commodities?
First of all, railroads transport commodities.
Next, if oil prices go higher, what’s a less expensive way to ship – trucks or train?
If you guessed by train you would be right.
There are four core portfolios in the strategy – for each type of risk tolerance.
In the core portfolios I wanted to get exposure to stocks, bonds, metals, agriculture, oil and gas,
alternative energy, chemicals, forest products, and … water industries.
I know that water is not often thought of as a traditional investment.
But I just watched a documentary called Blue Gold.
Around the world water is going from a public utility to being privatized.
Potential for investment in clean water in the coming years is huge.
That’s why I made it a part of the core portfolios.
Why commodities make
the best asset allocation
A study conducted by Ibbotson and Associates shows that the
best allocation for aggressive investors is
25% in commodities with moderate investors at 15%.
- Portfolios that include hard assets (commodities) have a better risk-adjusted performance.
- Hard assets have a low correlation with both stocks and bonds allowing for better overall diversification.
- Commodities help diversify risk averse investors without negatively impacting returns.
Look at the chart below:
Investors looking for income will appreciate the strategy in the core portfolios. Traditionally you would need to emphasize bonds to get income.I think the risk in bonds next year will be interest rate risk. With the signs of inflation continuing to grow the Fed will more than likely raise interest rates sometime in 2010. What do you think will happen to the value of traditional bonds or bond funds?
A conservative investor’s
way to quick money
Satellite portfolios may be used if you want to do some trading.
You do not have to implement the satellites.
Up to 20% of the investments may be allocated to one of the satellite strategies and are more volatile and growth oriented.
I developed 3 satellite portfolios based on the trading strategy for more active investors.
You don’t have to be aggressive. A conservative investor can still benefit from the satellite by investing just 5% of his capital.
You may use satellite portfolios or opt out as you please.
You don’t need to implement them if your primary purpose is just risk management.
One of my clients, a financial adviser, sold one stock from a satellite portfolio recently.
As a result her client made a 7.5 % profit in a week!
I don’t promise that this risk management strategy will make your clients quick money.
But it is an exciting bonus when it does.
How to implement the portfolios without lifting a finger
To make the strategy easier to implement, I put it in the form of a newsletter.
This DAILY newsletter includes:
- 4 “pre-measured, pre-cut”, ready to sell core portfolios,
- What stocks to buy today and why
- What stocks to sell today, why and for how much
- Comments on the market to discuss with clients each day
- Specific dates and prices targets for the stock market (based on Elliot Wave)
- Predictions of what will be going on the stock market today
- Extended comments on how the significant global economy news might impact the trends in the stock market (this week/month)
The instant benefit an adviser gets from the newsletter is massive time savings and peace of mind.
These are not just my words – that’s what the subscribers keep telling me.
Last Monday I forecasted a short-term market drop during the week.
Next day the market dropped by 200 points.
No sweat – my subscribers were cool as cucumbers, being informed beforehand that the drop would be only temporary.
In addition to the daily issues a special 20-page report comes out every Monday.
There I give the analysis of all the recommendations made during the week. It includes an extended article on a certain investment tool or strategy that is closely connected to the market behavior (for example, this week I’m going to fill an educational gap about structured products).
How can this newsletter become your new source of profit?
The portfolios in the newsletter are a premium service. You should be able to charge 1.5-2% for a wrap fee and about $2,000 to $4,000 a year for a planning fee. Before you shake your head, remember, there is a lot of income generated by these portfolios which make them appealing at a premium price.
There are 5 easy steps to turning this newsletter into a new source of income.
- Pick a portfolio your client will like
- Tailor it for your practice
- Present it to the client
The secret to doubling your fees lays in the sucessful sales presentation. I provide coaching to help you with your presentation skills.
- Then keep your client informed by sharing the daily comments
The comments really make a difference in your customer service.
It’s one thing to be reading everywhere that gold stocks are going higher.
It’s another thing to have time to analyze what it means and what you should do about it.
And what it means is that when gold is going higher inflation follows.
After your subscription is confirmed you will get a FREE 12-page report – “How to Successfully Present Risk Management Newsletter Portfolios and Increase Your Fees by 50%”.
I have some subscribers who like the newsletter, but never even tried to present one of the portfolios to their clients.
They know their clients will benefit from implementing.
They are just scared to quote a fee that is more than 1%.
The fact is that these portfolios were ALREADY warmly received by other advisers’ clients.
The product is tested.
And the secret lays in an effective sales presentation.
I not only developed such a presentation, but also put it into the report for your reference.
In it, you’ll learn:
- 7 questions to make your clients emotionally engaged during the presentation
- Why to make the presentation interactive and how
- How to prepare your presentation in advance
- One easy way to compare the client’s current strategy with the new one
- How to make it easy for your client to decide
This investment strategy has been tested since July 2009. So far it’s been implemented by 15 financial advisory practices. Due to the regulations in the financial industry I can’t use the names of the advisers who are successfully using the newsletter. However, upon your request, I’ll be glad to send you their contact information.
Here is what one of our subscribers has to say:
“I tried to implement different investment strategies on my own. It was overwhelming to to select the stocks, watch the stock market, balance the portfolios… Todd put together the newsletter and it removed that burden. All I need to do is just open the newsletter and follow buy/sell recommendations to implement the portfolios. Now I have more time to spend with the clients and to do marketing than ever before. My business went up by 30% this year as I started to implement Todd’s investment strategy…”
Last week I got an exciting call from another financial adviser. Here is what she shared:
“We needed 2 coaching sessions to learn how to present these portfolios successfully. We’re charging the client 2% for a wrap fee and about $4,000 a year for a planning fee. But once we presented it, the client exclaimed: “Why wouldn’t I do it?!This client invested $300,000 in the portfolio. Last week we sold one of the stocks from her portfolio as Todd recommended in his newsletter. This stock generated 7.5% of a profit just in one week! I was so happy that I shared the story with another client. And we closed another sale that Friday!”
4 Risk Management Portfolios With Daily Market Trends Updates and Economic News Commentaries – Yours For Slightly Over $2 per Issue!
Of course, you might be implementing your own investment strategies.
You might be a subscriber of other investment newsletters.
However, how many of them:
- Offer a strategy that is not dependent on a bull market?
- Include ready made core portfolios that just need re-balancing once or twice a year?
- Offer dynamic trading strategies to compliment the core portfolios?
- Include precise daily market commentary using Elliot Wave analysis?
- Offer 7% to 9% yields for both growth and income investors?
- Are written by a former brokerage region vice president for one of the largest advisory firms in the world?
In Risk Management Newsletter you get four pre-built anti-bear market portfolios that:
- Provide growth
- Provide high levels of dividend income
- Blend many types of products including UIT’s, structured products, closed end funds and ETF’s
- Have an emphasis on yield which you simply won’t find in the traditional mutual fund approach
- Are hedged against a bear market
How many hours do you need to spend on building and monitoring such portfolios?
The time you’d spend could be equal to thousands of lost dollars.
But with Risk Management Newsletter, it won’t cost you $3,000 … $500 … or even $100.
Put all the daily issues into binders to refer to later, like most of my subscribers do.
And you get a huge collection of daily market updates, commentaries, buy/sell recommendations, charts and more – including a 12-page bonus report on successful presentation of the portfolios to your clients.
Your cost is just $95 a month.
It’s getting better – save 50% when you order a full year subscription.
This way the monthly cost for 20 newsletter issues is only $47.50.
IMagine: for just $47.50 a month you don’t have to lift a finger to protect your clients (and yourself) from the coming market crash.
For the price of a birthday cake you get:
- 7 pre-made portfolios, that can double your fees once sold
- More time to spend with your clients instead of watching the stock market, adjusting the portfolios and reading the news yourself
- Peace of mind about market fluctuations during the day
- Market comments and recommendations you can share with your clients every day
Use it risk-free for 30 days
I’m confident Risk Management Newsletter can save you and your clients a fortune –in time and money – when implementing one of the portfolios recommended.
But you are the final judge.
That’s right: if you are not 100% satisfied with Risk Management Newsletter for any reason … or for no reason at all… just let me know within 30 days.
I’ll refund your $95 (or $570) payment in full. No questions asked.
That way, you risk nothing. In 30 days or sooner, you can generate thousands of dollars in added revenues – easily paying back your small investment in Risk Management Newsletter a hundred times over or more.
P.S. Quick-Response Bonus – Subscribe to the Risk Management Newsletter before
2 AM December 2, 2009 and get one week FREE.